Jorge Garay Espinosa
Company Agent at: Neta Real Estate
JORGE GARAY ESPINOSA
02/21 INDEPENDENT AGENT – NETA REAL ESTATE SMA
To date Agent – Legal advisor
Responsible of the promotion/showing/listing of properties and also, provider of the legal advice the company/agents require.
01/20 AGENT – LEGAL ADVISOR Mexico
01/21 CDR Real Estate International
Responsible of the introduction of the company into the local real estate market in Mexico City. Responsible also of the strategic alliances with key players in the real estate market in Mexico City such as the Sanchez Navarro family (partners of Grupo Modelo Beer Company). Introduction of the company to Lucio Gutierrez Cortina who owns a real estate development company for industrial constructions. Introduction of the company to Subastas Morton (most relevant auction company in Mexico) in order to become their real estate arm among others.
01/17 INDEPENDENT REAL ESTATE AGENT AND REAL ESTATE LEGAL ADVISOR USA
12/19 Creation of a REIT in Arizona for AZ real estate market for foreign investors (Mexican)
Responsible of the setting up of the legal structure of the REIT plus, responsible of the analysis of the real estate properties to be acquired by the REIT plus the analysis of its performance and the search for potential Mexican investors.
01/16 COLDWELL BANKER 360 SOLUTIONS. SMA
01/17 Agent - Legal
Acted as agent in promoting properties and also, provided legal advice for closings as well as for development by co-owner of the franchise.
05/14 CI BANCO, S.A. México
12/15 Corporate Trust General Manager
Responsible of the transition of the BONY trust portfolio to the Trust Division of CIBanco given the acquisition of the bank particularly, operations and control of the trust activities in which the bank participates, mainly real estate transactions as well as REITS (Real Estate Investment Trusts) and trusts for real estate developments.
Team leader of the Relationship Managers who are in direct contact with the customers of the bank and manage the business as usual activities of the customers (instructions to trustee, collections, etc).
11/10 BANK OF NEW YORK MELLON, S.A. México
05/14 Corporate Trust General Manager
Responsible of the management, operations and control of the trust activities in which the bank
participates. Team leader of the Relationship Managers who are the direct contact with the
customers of the bank and manage the business as usual activities of the customers (instructions
to trustee, collections, etc).
04/08 BANCO SANTANDER (MEXICO), S. A. México
11/10 Head of Trust Division
Responsible of the management, marketing, operations and control of all of the trust activities in which the bank participates through the Fiduciary Division. Compliance implemented in the area, development and implementation of a control environment (34 controls) the area lacked, implementation of reviewed policies and procedures, development of risk matrix, development of the operating cost matrix, execution of the clean-up process of the portfolio (5,000 files), standardization and redefinition of the business, promotion of the business towards the corporate market, satisfactory grading on the 2008 and 2009 internal audits of the area, after it had unsatisfactory grading the previous 5 years.
12/05 ABN AMRO BANK (MEXICO), S.A. ABN AMRO SECURITIES (MEXICO), S.A. de C.V. México
04/08 Head of Legal & Compliance
Responsible of the legal department of the bank and of the stock brokerage firm, providing all kind of legal services to the different business units as well as, to the different internal corporate areas, operations, it, etc. Responsible of the building up of the department. Country Compliance Officer for both franchises. Legal source and advice for Group’s affiliates and subsidiaries abroad.
06/03 HSBC MEXICO, S. A. México
12/05 Head of Group Trust Division
Responsible of the management, marketing, operations and control of all of the trust activities in which the Financial Group participates through the Fiduciary Division. Managed the Trust Areas merging process of Banco Internacional, S. A. (Bital) and HSBC Bank Mexico. Implemented and managed the clean-up process of the Bital Trust portfolio. Implemented HSBC Group standards, manuals, policies and procedures in Bital. Coordinated the development of new Trust Products and its marketing. Responsible of the classification, reduction and elimination of existing risks related to trusts. Interacted directly with clients and promoters in the implementation of the trust businesses and structures. Realigned the fee structure. Redesigned the work flow procedure. Redesigned and implemented the collection system. Implemented the recovery actions of critical missing documents. Advisor in trust and legal affairs for different areas, including Group’s affiliates and subsidiaries from abroad. The initial audit grading for the area when taking over was “very high risk” and the last grading, once clean up was concluded, “satisfactory”.
02/02- HSBC BANK MEXICO,S.A.
06/03 Head of Group Legal and Compliance and Trust department
Structured, developed and implemented the legal framework related to financial and corporate activities of HSBC Bank Mexico. Advised bank officers on credit (including cross border), derivatives, securities, and bank regulatory issues, including Fiduciary and trust structures, domestic and from abroad. Coordination and direct participation in the drafting and formalization of credit contracts. Responsible of the trust area legal affairs, its management and the implementation of the different trust businesses. Liason with Relationship Managers, Private Bankers and legal external counsel from Group’s abroad jurisdictions. Managed general corporate and regulatory issues related to the activities of HSBC Mexico with Mexican Authorities (Banco de Mexico, SHCP and CNBV). Responsible of compliance and corporate governance. Coordinated legal counsel by external advisors. Managed general legal matters for the bank, including money laundering prevention directly with Head Office (New York). Participated in the acquisition process of Bital.
99 -02 ARRENDADORA WATER CAPITAL (ORGENIA, S.A. DE C.V.) México
Head of Legal and Bilateral Financing
Responsible for the design and implementation of the legal financial regulations, including the financial models, contracts, operations, for the tenant. Legal advisor for the Society.
93 -99 BANPAIS, S.A. (currently Banorte) México
Head of Legal Group and Corporate Trust Division
Responsible for the integration of unifying procedures for contracts and legal matters nationwide. Created and implemented a system to control all the credit contracts nationwide. Participated as counsel in syndicated loan transactions, including amendments to and extensions of existing credit facilities (debt restructures). Acted as Head of Fiduciary Department since 1994, responsible for marketing, management, operations and control of same. Member of the Fiduciary Committee of the Mexican Bankers Association.
91 –93 PUBLIC NOTARY 113 México
Lawyer. Corporate, civil and banking law.
83 -91 GARAY ABOGADOS, S.C. (LAW FIRM) México
Partner. Corporate, civil and labor law. Civil and labor litigation.
- 81-83 CREEL ABOGADOS, S.C. (LAW FIRM) México
Apprentice-Junior lawyer. Corporate, civil, banking law.
80-81 MARTINEZ Y COMELLA, S.C. (LAW FIRM) México
Apprentice. Corporate, civil, banking law.
77-80 PUBLIC NOTARIES 6 AND 116 México